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An alternative to Original Medicare delivered through private insurers — combining medical and often drug coverage in a single plan. Plans and costs vary by county.
Back to all servicesMedicare Advantage, also called Part C, is an alternative way to receive your Medicare benefits. Instead of using Original Medicare directly, you enroll in a plan offered by a private insurance company that has contracted with Medicare to provide all Part A and Part B benefits — plus additional extras.
Advantage plans are local. The plans available to you, their premiums, and their benefits all depend on where you live. A plan that works great for someone in Portland may not even be available in Bend or Salem. That's why shopping your specific county matters — and why we do that work for you.
Medicare Advantage is often a good fit for people who want low monthly premiums, are comfortable staying within a network of providers, and want bundled coverage (medical + drug + dental) in one plan.
Benefits vary by plan and county. We verify every detail before making a recommendation.
Most Medicare Advantage plans include Part D drug coverage (MAPD). We cross-reference your medication list to confirm your drugs are covered at the lowest tier.
Some Medicare Advantage plans include coverage for services Original Medicare doesn't cover, such as dental, vision, and hearing. Benefits vary significantly by plan and county.
Medicare Advantage premiums range from low to higher amounts depending on the plan and your county. We compare all available options to help you understand your costs.
Unlike Original Medicare, Advantage plans cap your annual out-of-pocket costs. Once you hit the limit, the plan covers 100% for the rest of the year.
Unlike Medigap, Medicare Advantage plans use networks (HMO or PPO). We verify your doctors and hospital are in-network before recommending any plan.
Available plans and their benefits differ by ZIP code. We know exactly which plans are available in your area and what each one covers.
Advantage plans can change their benefits, networks, and drug formularies every year. We review your coverage at every Annual Enrollment Period to make sure it still works for you.
The Annual Enrollment Period (Oct 15 – Dec 7) lets you change Advantage plans each year. We'll compare available options across our carriers to find a good fit for the coming year.
The choice between Medicare Advantage and Medigap (Medicare Supplement) depends on your health, finances, and how you use healthcare. Advantage plans offer lower premiums and bundled benefits but require network providers. Medigap offers more predictable costs and total provider freedom but typically costs more per month. We help you compare both side by side so you can make the right call for your situation.
Learn more about Medicare Supplement →We'll compare plans available in your area, help verify your doctors are in-network, and find a good fit. Free, no obligation.